Insurance Red Flags — And How to Fix Them
Insurance issues often signal bigger compliance problems. Here’s a breakdown of the top red flags insurers (and DOT) watch — and how you can correct them. 1. High CSA ScoresInsurers review your CSA scores heavily.Fix it by: 2. Frequent Claims or AccidentsMultiple claims spike your premiums.Fix it by: 3. Lapsed or Non-Paid PoliciesEven a brief lapse can suspend your DOT authority.Fix it by: 4. Improper Driver VettingHiring unqualified drivers increases risk.Fix it by: 5. Inadequate Coverage AmountsFMCSA requires minimum coverage. Not meeting requirements can cause revocation.Fix it by: Insurance is both a compliance tool and a business protector. Fixing red flags early keeps your premiums stable and your authority safe.